I'm experimenting with solo play in LOTR 5e and going through star of the mist the last few days in my spare time, and I kinda have mixed feelings about the concept of getting shadow points for taking the gold and stuff in the pantry on the other side of the ruined bridge from a player-hero perspective; good guys kill bad guys and take their stuff all the time in essentially every game and genre
Did Tolkien ever once write about any ill effects from taking the loot after defending against and then defeating an evil enemy? What is so special about the personal effects and money the Mist Brigands had that separates it from all the loot adventurers everywhere take during the course of their adventures? How is a hero supposed to eat if they spend all their time out adventuring but they can't take the loot unless they know it hasn't belonged to an innocent person who may still be alive?
Bilbo didn't know what the arkenstone was when he picked it up (in the book), but once he found out, he didn't return it to Thorin. He actually did the opposite and gave it to the Elf king ... and Gandalf praised him for it, was honorable. Thorin actually seemed affected by the Shadow by suspecting it was being kept from him, but Bilbo didn't imo. I just see a problem in the way Star of the Mist handles the whole "heroes should never take stuff they believe might have been stolen when they find it in the bad guy's lair". But I'm open to hearing more thoughts about it