p105 Pooling Your Resources
By pooling resources, an Expert (5) and a Public Servant (3) could by a Space Shuttle.
The lunch lady, social studies teacher, and janitor (I'd put them as 3's) could also get the shuttle without that pesky roll.
This isn't how it works.
On page 109 it states: "If your Resources score is lower than the Cost, there is no way you can afford the item unless you get a loan".
Dice rolls to purchase items are only made if your Resources are equal to the Cost (page 109) , then you "roll a number of dice equal to your Resources. You need to roll at least one 6 to afford the item. This roll cannot be pushed" . So the Expert (Resource level 5) would only be allowed to let others pool resources with him if the item he wanted to buy cost 5. This simulates the main buyer being in the bracket to possibly afford the item, and his friends scraping together what funds they have to help.
For any items of cost 4 or less, he doesn’t need to roll and buys the items automatically.
For any items costing 6 or more, he needs a loan. Pooling Resources does not apply to Loans, only to items that require a roll.
The expert could get a loan to buy a Helicopter (cost 6), or a Luxury Yacht at the most (cost 7), as a loan raises Resources by 1 or 2 points only. (page 109)